Best 2016 Credit Cards – Compare, Review and Apply Online
October 1, 2016 – October is a great month to gain financial freedom and get your 2016 holiday budget in order. For millions it officially brings the end of summer and the beginning of fall with students returning to school across the country. With the start of school millions of first time students will face challenging financial decisions, including picking out their first credit card. Everyday consumers who are searching or credit cards can use this as an opportunity to reduce interest fees from purchases over the summer with some great offers on 0% apr credit card promotions presently being offered with rates at zero percent into 2018! Historically, more consumers are increasing their searches for balance transfer card promotions to eliminate some higher interest card payments and #travelrewardcreditcards.
We continue to find the best promotional card deals. Stay tuned as we review credit card offers in 2016, our mission is to find top cash back, rewards and zero percent promotional offers. Consumers are now searching for balance transfer offers at zero percent through 2017 as well as top card promotions for future vacations and holidays, both in the States and in Europe with the best sign up bonus offers. Additionally card companies will be rolling out exciting incentives on popular perks/points cards that can be used for travel incentives. Searching for the top cards this year, bookmark our site and check back often for the best deals each month.
Top 10 Cards Rankings – October 2016
1. Discover IT – Amazing Cash Back, Award Winning Customer Service
2. Chase Slate – Top Rated For Balance Transfers
3. Capital One Venture – Awesome For Rewards
4. Chase Sapphire – Amazing sign up bonus offer
5. Barclay Arrival Plus Mastercard – Double Miles For All Purchases –
6. American Express Everyday – Rewards Galore
7. Capital One Quick Silver – Great For Cash Back
8. Simply Cash Business AMEX – Top Rated Card For Small Business
9. Citi Diamond Preferred – 21 months of 0% for purchases
10. Bank of America Cash Rewards – Cash Back Rewards and Great Intro Rates
The guide to finding the best credit cards for 2016, was compiled by author Steven Moore, who has been covering consumer finance and the credit card markets since 2006. You can learn more and connect at his Google+ page. Our team of finance writers and advisor’s are working hard to uncover great credit cards for every consumer in 2016. We are in the process of reviewing balance transfer cards, cash back, zero percent offers, good or bad credit history approval cards, specialized cards for new students, rewards and points cards, and the best cards for borrowers who are planning to use airline miles or points for their dream vacation. As we get closer to 2016 we will identify the must have Top Credit Cards and the best promotions for every type of card offer. Our team is committed to helping you find the top cards and best deals, we are your number one sources for the best 2016 credit cards and we hope you will bookmark our site, visit our Facebook and twitter pages and tell your friends about the great cards we feature online.
Searching for the best credit cards in 2016? Join us as we count down the final months of 2016 and begin looking ahead to the top cards for 2016, we will be reviewing travel credit cards, points, the Apple pay system, cards for borrowers who want to save with a balance transfer, including offers with zero percent until 2016!
2016 Best Cards From all of the major banks and lenders all reviewed online
Tips For How to Find the Best Credit Cards of 2016
Finding the best credit card offers for 2016 may be a little easier than in previous years, because companies have finally caught on to the demands of consumers. Expect more in terms of earnings and less in terms of hassle, and you’re right where you want to be with your next credit card.
What’s In Store?
As a consumer, expect the offers you receive from credit card companies to involve more specifics. Features and functions are more customized and the most appealing offers geared toward the higher credit scores. Most companies are brainstorming new and better ways to make you feel like a card is designed exclusively for you.
Should it Cost You to Spend?
In 2016, the best cards will be the ones that cost nothing to use. This might encourage some consumers to spend more, while others will see it as a penny-pinching opportunity. One option worth considering is choosing a credit card that does not carry an annual fee, there are several good ones that are offered by the major banks worth considering.
Where Do You Want Your Rewards to Come From?
Rewards based cards are popular because they allow consumers to earn something back in return for what they spend. Be it travel miles, discounts on purchases or accumulating reward points, a credit card should work harder for you in 2016 than in previous years.
Who’s Giving the Biggest Bonus in 2016?
There are now dozens of credit cards that are offering perks and points, and several leading banks are offering cash back and sign up rewards as a way to attract new customers. For example, some banks may provide you with an additional statement credit or free miles if you meet certain spending requirements during the first 90 to 180 days. This is a great way to get some additional perks and potential free cash, just from using your credit card for everyday items. There are a wide variety of card offers in the rewards and bonus categories, some will offer you the option of 0% interest as an additional incentive to apply.
What’s the Best Card for Cash Back
This is going to be a personal decision based on your unique shopping patterns and spending habits. One of the best ways to determine what cash back card you need is to examine what you typically use a credit card for. Are you utilizing your card for groceries, gas or only big ticket items. Some providers will give you an extra percentage for select categories.
Which Card is Best Card for You in 2016?
If your credit score permits, be very selective about the cards you apply for in 2016. Because offers are becoming more competitive, the sky is the limit when it comes to high performance plastic. Also, learn to distinguish between a great enticement and a smart card. While initial offers can be very generous, you could pay substantially over the course of the coming year, negating the bonus bells and whistles.
How Can You Improve Your Credit Profile In the Coming Year?
Planning to take advantage of the best credit card offers can help you to manage your money better, thereby improving your financial position. Put the card to work for you in a number of ways and stay organized so that meeting your obligations is effortless.
Customers frequently opt for a credit card that screams the loudest deal, however, in 2016 your best bet may be a multi-tasking budget-conscience card that offers flexibility and manageability. Remember that as a consumer, you are in the driver’s seat. Be picky and be choosy until you find an offer you really can’t refuse.
The Best Rewards, Cash Back and Balance Transfer Credit Cards for 2016!
Are you searching for a specific type of credit card promotion? Our editorial team is constantly reviewing the top offers for 2016 that we can uncover. We review on a daily basis credit card promotions and changes from all of the leading credit card providers. We are constantly searching for improvements in the card offer APR’s trying to find 0% deals where consumers can lock in long term savings opportunities. In addition we focus on promotional offers, where you can earn extra cash or rewards points by using a credit card during an introductory period of time. Balance transfer credit cards are always in demand, finding offers that extend from 12-21 months often are a great tool for consumers to save money and improve cash flow. Speaking of cash, this category remains super popular for consumers who lover the benefit of great cash back cards and cash back cards offering extra bonuses (like the DiscoverIT More Cash Card in 2016). There will be fierce competition to find the best card offers of 2016, we’re hear to help and would love to hear from you. Have you received a great promotion in the mail, share it with us so we can help vet the offer and make other consumers aware of great deals!
We Reviewed These Cards To Find The Best Offers For You In 2016
Amex EveryDay® Credit Card
American Express® Green Card
Blue Cash Everyday® Card
Blue Cash Preferred® Card
Gold Delta SkyMiles® Credit Card
Hilton HHonorsTM Card from American Express
Platinum Card® from American Express
Platinum Delta SkyMiles® Credit Card
Premier Rewards Gold Card
Bank of America
BankAmericard Cash Rewards™
BankAmericard Travel Rewards®
BankAmericard® Better Balance Rewards™
BankAmericard Cash Rewards™ Students
MLB® credit card
Susan G. Komen®
Barclaycard Arrival Plus™ World Elite MasterCard®
Barclaycard CashForward™ Mastercard
Barclaycard Rewards MasterCard®
Barclaycard Ring MasterCard®
Barclaycard Visa® with Apple Rewards Card
Hawaiian Airlines® Business MasterCard®
Journey® Student Rewards
Spark® cash back rewards
Spark® miles rewards
Chase Ink Cash
Chase Ink Plus
Chase Sapphire Preferred
Disney Premier Visa
The Ritz-Carlton Rewards
Citi® / AAdvantage® Platinum Select® MasterCard®
Citi® / AAdvantage® Gold MasterCard®
CitiBusiness® / AAdvantage® Platinum Select® World MasterCard®
Citi® Diamond Preferred® Card
Citi® Double Cash Card
Citi® Hilton HHonorsTM Visa Signature®
Citi Prestige® Card
Citi Simplicity® Card
Citi ThankYou® Preferred Card
Citi ThankYou® Preferred Card for College Students
Discover it® card
Discover it® chrome for Students card
Discover it® Gas and Restaurant card
Discover it® Miles card
Discover it® NHL® card
Discover it® for Students card
PenFed Premium Travel Rewards American Express® Card
PenFed Platinum Rewards VISA Signature® Card
PenFed Promise Visa® Card
PenFed Gold Visa® Card
Read Full Reviews or Apply Online For A Top Rated Card